Inflection
Bridge

How fast can I get a business loan?

Short Answer
Inflection Financing bridge loans fund in 12 hours from approved application. Working capital in 1–3 business days. SBA 7(a) in 21–45 days.

Detail

Speed depends entirely on the product. Bridge loans bypass conventional underwriting in favor of asset coverage and exit certainty, which is why they fund same-day. Working capital uses bank statement underwriting (1–3 days). SBA 7(a) requires full document collection and SBA loan number assignment — but Inflection Financing's Preferred Lender status cuts that to 21–45 days vs the 60–120 day industry norm.

Key facts

  • Bridge: 12 hours from approval
  • Working capital: 1–3 days
  • Equipment: 3–7 days
  • Term loan: 5–10 days
  • SBA 7(a): 21–45 days (PLP-expedited)
Related answers

Ready to deploy capital?

Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.