Bridge
How fast can I get a business loan?
Written by
Alex Morgan · Head of Credit
Reviewed by
Betty Francis · Chief Compliance Officer
Last reviewed
June 12, 2026
Short Answer
Inflection Financing bridge loans fund in 12 hours from approved application. Working capital in 1–3 business days. SBA 7(a) in 21–45 days.
Detail
Speed depends entirely on the product. Bridge loans bypass conventional underwriting in favor of asset coverage and exit certainty, which is why they fund same-day. Working capital uses bank statement underwriting (1–3 days). SBA 7(a) requires full document collection and SBA loan number assignment — but Inflection Financing's Preferred Lender status cuts that to 21–45 days vs the 60–120 day industry norm.
Key facts
- Bridge: 12 hours from approval
- Working capital: 1–3 days
- Equipment: 3–7 days
- Term loan: 5–10 days
- SBA 7(a): 21–45 days (PLP-expedited)
Related answers
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