Original research
2026 Commercial Lending Data
Quarterly approval, cost, and industry indices compiled from in-house underwriting. Cite freely.
SBA Lending · Q1 2026
SBA 7(a) Approval Rates by State — 2026 Index
Approval rates and median loan sizes for SBA 7(a) applications across all 50 states, ranked.
Cost of Capital · Q1 2026
MCA Cost Index — Effective APR by Provider Tier (2026)
Benchmark factor rates and effective APRs across the merchant cash advance market.
Industry Data · Q1 2026
Loan Approval Index by Industry — 2026
Approval rates by NAICS sector across SBA, term, and bridge product lines.
Underwriting · Q1 2026
Average Funded Loan Size by Request Tier (2026)
What borrowers actually receive vs what they request, broken down by loan size tier.
Cost Comparison · Q1 2026
SBA 7(a) vs MCA: $250K Capital Cost Over 5 Years
Side-by-side total dollars paid for the same $250K of working capital across financing options.
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