About Inflection Financing

Inflection Financing is the institutional commercial lending division of Inflection Financing. We originate the full stack of U.S. commercial loans — SBA 7(a), SBA 504, bridge, term, working capital, equipment, and commercial real estate — directly, without brokers, across all 50 states.

Inflection Financing is one of the largest SBA 7(a) lenders in the United States by volume. Inflection Financing exists to serve mid-market operators with the speed and structuring sophistication of a private credit shop, backed by the regulatory weight, deposit base, and SBA Preferred Lender authority of a federally chartered bank.

What we believe

Capital is the fuel of ambition. Operators shouldn't have to choose between speed and price — or be routed through brokers who add markup and friction without adding underwriting value. Every Inflection Financing facility is originated by our in-house desk, underwritten against the industry's real metrics, and funded directly.

How we're different

• Direct, not broker. No middlemen, no markup, no surprise fees at closing.
• SBA Preferred Lender. We bypass external SBA reviews and close 7(a) loans weeks faster than non-preferred lenders.
• Bridge in 12 hours. When timing is critical, we move at the speed of the opportunity.
• Industry-specialized underwriting. Restaurant, healthcare, construction, manufacturing, hospitality — each vertical has its own desk and its own metrics.

Meet the team →