Inflection Financing logo
Newsroom

Press & media resources

Working on a story about small business credit, SBA lending, bridge financing, or merchant cash advance? We respond to journalist inquiries within one business day and offer on-the-record commentary from credentialed underwriters.

Media contact

press@inflectionfinancing.com

For interview requests, data licensing, and embargoed briefings. We respond within one business day.

Response window

< 24 hours

Same-day turnaround on deadline requests. We'll route you to the right desk: credit, capital markets, originations, or compliance.

Expert sources

Credentialed leaders available for interviews on SBA policy, commercial credit cycles, bridge underwriting, and MCA regulation.

Citation-ready data

Quarterly indices compiled from in-house underwriting and SBA disclosure data. Free to cite with attribution.

SBA Lending · Q1 2026
SBA 7(a) Approval Rates by State — 2026 Index
Approval rates and median loan sizes for SBA 7(a) applications across all 50 states, ranked.
Cost of Capital · Q1 2026
MCA Cost Index — Effective APR by Provider Tier (2026)
Benchmark factor rates and effective APRs across the merchant cash advance market.
Industry Data · Q1 2026
Loan Approval Index by Industry — 2026
Approval rates by NAICS sector across SBA, term, and bridge product lines.
Underwriting · Q1 2026
Average Funded Loan Size by Request Tier (2026)
What borrowers actually receive vs what they request, broken down by loan size tier.
Cost Comparison · Q1 2026
SBA 7(a) vs MCA: $250K Capital Cost Over 5 Years
Side-by-side total dollars paid for the same $250K of working capital across financing options.
Underwriting · Q1 2026
Business Loan Funding Time Benchmarks — 2026
Median days from application to funded wire across every major commercial loan product.
Underwriting · Q1 2026
Business Loan Denial Reasons — 2026 Index
The actual reasons commercial loan applications are declined, ranked by frequency.
Annual Report · FY 2025 close · Published Q1 2026
State of SBA Lending — 2026 Annual Report
Aggregate 7(a) and 504 origination volume, average loan size, and approval velocity across FY2025.
Acquisitions · Q1 2026
SBA 7(a) Acquisition Multiples by Industry (2026)
The purchase-price multiples SBA 7(a) will actually underwrite, by industry.
Cost of Capital · Q1 2026
Small Business Cost of Capital Index — Q1 2026
Current all-in APR ranges across every major commercial capital source, refreshed quarterly.
Linkable Stats Hub
25+ copy-and-paste lending statistics
Every stat formatted for citation in articles and reports.

Brand boilerplate

Inflection Financing is a direct institutional commercial lender providing SBA 7(a), bridge, term, working capital, equipment, and commercial real estate financing to U.S. small and mid-market businesses. As an SBA Preferred Lender, the firm closes 7(a) loans in 21–45 days and funds bridge capital in as little as 12 hours, working bank-direct without broker fees.

Founded
Institutional desk
Coverage
All 50 U.S. states
Products
6 direct loan lines

Ready to deploy capital?

Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.

Pre-qualify in 60 seconds
Soft pull · No broker fees
Apply