Lender Comparison · Marketplace
Inflection Financing vs Fundera (by NerdWallet)
Fundera is a marketplace operated by NerdWallet. Inflection Financing is a direct lender.
TL;DR
For comparison shopping, Fundera. For execution, Inflection Financing.
| Feature | Fundera (by NerdWallet) | Inflection Financing |
|---|---|---|
| Max loan amount | Partner-dependent | $5M SBA 7(a) · $15M CRE · $5M bridge |
| Time to funding | Partner-dependent | 12 hours (bridge) · 21–45 days (SBA) |
| Rate range | Partner-dependent + markup | Prime + 2.25% (SBA) · 9.9% (term) |
| Broker fees | Marketplace markup | $0 — bank-direct |
| SBA Preferred Lender | No (refers to partners) | Yes — Inflection Financing |
| Direct lender | Marketplace / broker | Yes — institutional lender |
Where Fundera (by NerdWallet) wins
- →Editorial brand strength
- →Multi-product comparison shopping
Where Inflection Financing wins
- →You're working directly with the bank's underwriting desk
- →No referral spread on rate
- →Direct SBA Preferred Lender — fastest 7(a) close in the industry
What to watch with Fundera (by NerdWallet)
- →Brokers, not lenders — adds markup
- →No control over underwriting timeline
- →No SBA PLP status of its own
Other comparisons
Skip the marketplace. Go direct.
Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.