Free tool · 90 seconds
SBA 7(a) Eligibility Quiz
10 questions. Instant result. No email. No credit pull.
Question 1 of 10
How long has your business been operating?
Question 2 of 10
What's your trailing 12-month revenue?
Question 3 of 10
Owner personal FICO score?
Question 4 of 10
Roughly, does your net cash flow cover 1.25× your proposed monthly loan payment?
Question 5 of 10
What will the funds be used for?
Question 6 of 10
How much capital are you seeking?
Question 7 of 10
Are owners (20%+ equity) U.S. citizens or permanent residents?
Question 8 of 10
Any prior SBA defaults or federal delinquencies in ownership?
Question 9 of 10
Is your business in an SBA-eligible industry?
Ineligible: lending, real estate investment, gambling, life insurance, religious orgs.
Question 10 of 10
Do you have 2 years of business + personal tax returns ready?
Ready to deploy capital?
Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.