$100,000 Business Loan
2 to 5 years · High — strong credit and 12+ months operating history is sufficient
At this size
A $100,000 business loan is the sweet spot for established small businesses funding a discrete project — a build-out, a fleet vehicle, a new hire program, or refinancing a high-cost merchant cash advance.
Best products for a $100,000 loan
Term Loans
Strategic capital that scales with your P&L — not your daily sales volume.
SBA 7(a) Loans
The flagship SBA program for established U.S. businesses — up to $5M.
Working Capital
Revolving and short-term capital for inventory, payroll, and operational rhythm.
Equipment Financing
Asset-backed financing for machinery, vehicles, and capital equipment — up to 100% LTV.
Typical uses
- →Refinance of merchant cash advance
- →New location build-out
- →Fleet vehicle purchase
- →Hiring and onboarding capital
Other loan amounts
Apply for $100,000.
Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.