Industry Lending
Transportation & Logistics Business Loans
Fleet, terminal, and working capital financing for trucking and logistics operators.
$165K
Avg Class 8 financed
Up to 75%
Terminal CRE LTV
48 hours
Approval window (equipment)
How we underwrite
Trucking and logistics is a fleet, fuel, and factoring business. Inflection Financing finances fleet expansion (new and used Class 8 tractors and trailers), owner-occupied terminal real estate, and working capital that runs alongside factoring or instead of it. We underwrite against trailing freight revenue and lane mix, not just unit count.
Typical loan sizes
$100,000 to $5,000,000
Common uses
- →Class 8 tractor and trailer acquisition
- →Terminal and warehouse real estate
- →Working capital between dispatch and pay
- →Owner-operator program build-out
Regulatory & underwriting notes
Transportation SBA loans require DOT/MC authority verification and CSA score review. CDL compliance is documented at underwriting.
Recommended products for transportation firms
Equipment
Equipment Financing
Asset-backed financing for machinery, vehicles, and capital equipment — up to 100% LTV.
CRE
Commercial Real Estate
SBA 504 and conventional financing for owner-occupied and investment CRE.
Working Capital
Working Capital
Revolving and short-term capital for inventory, payroll, and operational rhythm.
Other industries
Financing for transportation firms.
Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.