Inflection
Industry Lending

Manufacturing Business Loans

CapEx, equipment, and CRE financing for U.S. light and mid-market manufacturers.

$2.8M
Avg manufacturing CRE deal
Up to 100%
Equipment LTV
+47%
Reshoring deals YoY
How we underwrite
U.S. manufacturing is in a multi-decade reshoring cycle, and the financing playbook has caught up. Inflection Financing underwrites manufacturers across machinery, working capital, and owner-occupied CRE — often as a single integrated facility — so the operator doesn't carry three separate loans against the same enterprise value.

Typical loan sizes

$250,000 to $10,000,000

Common uses

  • CNC, robotics, and production line equipment
  • Owner-occupied industrial CRE
  • Raw materials inventory build
  • Acquisition of adjacent manufacturers
  • Refinance of construction-period debt

Regulatory & underwriting notes

Manufacturing SBA loans require environmental review on owner-occupied real estate (Phase I ESA standard, Phase II where indicated). Inflection Financing coordinates ESA orders in-house to keep timelines tight.

Other industries

Financing for manufacturers.

Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.