Industry Lending
Manufacturing Business Loans
CapEx, equipment, and CRE financing for U.S. light and mid-market manufacturers.
$2.8M
Avg manufacturing CRE deal
Up to 100%
Equipment LTV
+47%
Reshoring deals YoY
How we underwrite
U.S. manufacturing is in a multi-decade reshoring cycle, and the financing playbook has caught up. Inflection Financing underwrites manufacturers across machinery, working capital, and owner-occupied CRE — often as a single integrated facility — so the operator doesn't carry three separate loans against the same enterprise value.
Typical loan sizes
$250,000 to $10,000,000
Common uses
- →CNC, robotics, and production line equipment
- →Owner-occupied industrial CRE
- →Raw materials inventory build
- →Acquisition of adjacent manufacturers
- →Refinance of construction-period debt
Regulatory & underwriting notes
Manufacturing SBA loans require environmental review on owner-occupied real estate (Phase I ESA standard, Phase II where indicated). Inflection Financing coordinates ESA orders in-house to keep timelines tight.
Recommended products for manufacturers
Equipment
Equipment Financing
Asset-backed financing for machinery, vehicles, and capital equipment — up to 100% LTV.
CRE
Commercial Real Estate
SBA 504 and conventional financing for owner-occupied and investment CRE.
SBA
SBA 7(a) Loans
The flagship SBA program for established U.S. businesses — up to $5M.
Term
Term Loans
Strategic capital that scales with your P&L — not your daily sales volume.
Other industries
Financing for manufacturers.
Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.
