Inflection
Industry Lending

Hospitality Business Loans

Hotel acquisition, PIP, and CRE financing for independent and flagged properties.

$4.2M
Avg flagged select-service deal
$850K
Median PIP financing
Marriott, Hilton, IHG, Choice
Top brand flags financed
How we underwrite
Hospitality lending has its own vocabulary: RevPAR, ADR, occupancy, PIP. Inflection Financing underwrites hotels against STR data, brand standard PIP requirements, and market-specific demand generators rather than generic small-business metrics. We finance independent boutiques, flagged select-service, and full-service properties across the U.S.

Typical loan sizes

$500,000 to $15,000,000

Common uses

  • Hotel acquisition (single-asset or portfolio)
  • Property Improvement Plan (PIP) financing
  • Construction-to-permanent for new builds
  • Refinance of CMBS or balloon maturities

Regulatory & underwriting notes

Hotel SBA loans require franchise agreement review for flagged properties and STR data analysis for market verification. Environmental Phase I ESA is standard.

Other industries

Financing for hotels & hospitality.

Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.