Industry Lending
Agriculture Business Loans
Equipment, land, and operating capital for farms, ranches, and agribusiness.
$245K
Avg ag equipment ticket
$425K
Median operating line
Yes
Crop-cycle structured lines
How we underwrite
Ag credit is seasonal by nature — and the lender that doesn't understand a crop cycle, a livestock cycle, or a cold-storage cycle will mis-underwrite the credit. Inflection Financing finances ag equipment, owner-occupied ag real estate, and operating lines structured around the harvest or production calendar.
Typical loan sizes
$100,000 to $5,000,000
Common uses
- →Tractor, combine, and ag equipment
- →Land and farm real estate (where SBA-eligible)
- →Cold storage, processing, and ag-industrial facilities
- →Operating capital aligned to crop or livestock cycles
Regulatory & underwriting notes
SBA loans for raw farmland are generally USDA territory; Inflection Financing SBA loans for ag focus on processing, value-add, and owner-occupied ag-industrial facilities.
Recommended products for agriculture & agribusiness
Equipment
Equipment Financing
Asset-backed financing for machinery, vehicles, and capital equipment — up to 100% LTV.
CRE
Commercial Real Estate
SBA 504 and conventional financing for owner-occupied and investment CRE.
Working Capital
Working Capital
Revolving and short-term capital for inventory, payroll, and operational rhythm.
Other industries
Financing for agriculture & agribusiness.
Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.