Online Lender
Best alternatives to Bluevine in 2026
Bluevine sunset most lending in 2024. Inflection Financing is purpose-built for commercial credit.
Why switch from Bluevine?
Wound down line of credit and term-loan products in 2024 No SBA 7(a) program No bridge or CRE financing Focus shifted to banking, not lending
Bluevine vs Inflection Financing — side by side
| Feature | Bluevine | Inflection Financing |
|---|---|---|
| Max loan amount | N/A | $5M SBA 7(a) · $15M CRE · $5M bridge |
| Time to funding | N/A (lending paused) | 12 hours (bridge) · 21–45 days (SBA) |
| Rate range | N/A | Prime + 2.25% (SBA) · 9.9% (term) |
| Broker fees | N/A | $0 — bank-direct |
| SBA Preferred Lender | No | Yes — Inflection Financing |
| Direct lender | Marketplace / broker | Yes — institutional lender |
What Inflection Financing gives you that Bluevine doesn't
- →Full six-product capital stack — SBA, bridge, term, working capital, equipment, CRE
- →SBA Preferred Lender status
- →Institutional underwriting team focused only on lending
Verdict
For banking, Bluevine is solid. For lending, you need an actual lender — Inflection Financing.
Ready to deploy capital?
Apply in under 10 minutes. Decisions in 24 hours. No broker fees. Direct lender.